Terms of Service

1. Acceptance of Terms

By downloading or using HomeVault, you agree to be bound by these Terms of Service. If you do not agree to these terms, do not use the app.

2. Description of Service

HomeVault is a household bill and policy organizer that stores data locally on your device. We do not operate servers to store your data.

3. User Responsibilities

• You are responsible for the accuracy and legality of information you enter into the app.
• You are responsible for securing your device, enabling a device passcode, and managing device backups.
• You agree not to misuse the app, interfere with its operation, or attempt to reverse engineer it.

4. Privacy

Your use of the app is also governed by our Privacy Policy, which explains how we handle your information.

5. Third-Party Services

Optional integrations with utility providers, insurers, or subscription services are governed by those providers' terms and privacy policies. Credentials are provided directly to the provider.

6. Disclaimer of Warranties

HomeVault is provided "as is" and "as available" without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, and non-infringement.

7. Limitation of Liability

To the maximum extent permitted by law, HomeVault and its owner(s) shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of data, arising from your use of the app.

8. Changes to the Service

We may modify, suspend, or discontinue features at any time without notice.

9. Termination

We may terminate or suspend access to the app immediately, without prior notice or liability, for any reason, including if you breach these Terms.

10. Governing Law

These Terms are governed by the laws of the United Kingdom, without regard to conflict of law principles.

11. Contact

For questions about these Terms, contact [email protected].